Historic Home loan Lending Chance

Historical mortgage lending exposure is actually mentioned having fun with HOLC neighborhood risk grades: (A) best (green), (B) nonetheless common (blue), (C) declining (yellow), and you can (D) hazardous (red).

Latest Mortgage Financing Prejudice

Current day racial, ethnic, and you may possessions venue-dependent prejudice inside the mortgage financing designs was in fact estimated each HOLC people playing with Home mortgage Revelation Act (HMDA) investigation inside 20072013. Continue reading «For every single HMDA list has applicant competition/ethnicity, sex, earnings, loan amount, outcome of the borrowed funds application (e»